We live in Maryland and we had a tree fall down on our house in December. After much wrangling with the insurance company, work is finally getting done on our house, which we're extremely pleased about.
Our insurance company is paying for the damaged areas obviously. Recently, however, the contractor tells us that the particular cedar siding on our house is no longer made. So, they want to use a different type of material to match (but it isn't cedar). Also, because damage was done to only portions of the house, and the insurance company is only covering the replacement of damaged areas, the stain is not matching either. So, my question is, is our insurance company responsible for covering the cost of replacing all of the siding if the contractors cannot find a suitable match?
Part of our "wrangling" with the insurance company had to do with "making the house back to the way it was before the tree fell on the house." Well, having mis-matched siding and stain was not how our house was before the tree incident.
Anyone else go through this? What rights do we have (before we look into getting a lawyer).