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Re: How do I get out of paying the insurance deductible for my hail-damaged roof?

  •  28 Sep 2006, 10:26 AM

    Re: How do I get out of paying the insurance deductible for my hail-damaged roof?

    Kimbelina:

    So I have hail damage...Two A-rated roofers gave me exactly the same estimate...  Everyone I talk to tells me that I can get the job done without paying my $1,000 deductible. My insurance company requires a receipt after the work is done though... These A-types are stand-up companies and I'm not sure they'll be willing to commit the fraud I desire... On the other hand, I want the work to be good. What's a homeowner to do?

     Now that I've cut the parts of your original post that weren't helpful, I think I understand:

    1. You bought an insurance policy with a high deductible to cut costs
    2. You have a loss and #1 has come back to haunt you
    3. You want to use "A List" contractors to get the best job available but
    4. A List contractors haven't seemed willing to help your effort to defraud the insurance company
    5. Now, you want us to help you get around the whole mess

    You should understand that many contractors who do insurance loss work rely on insurance companies for their bread 'n butter.  They aren't going to bite the hand that feeds them - - and if they would, then they wouldn't give a diddly damn about the quality of your roof work either.

     Maybe you should realize that there comes a point when you stop taking short-cuts.

     Sorry, it's the adult grouch in me.

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